The following describes how to log into and out of the system, how to change your password and User ID, and how to set up your security question, which can be used if you forget your password.

From your Inbox on your Home page, you can send secure messages to and receive secure messages from your financial institution. From your Inbox, you can view, compose, and send messages, and if you have the required User permissions, you can also view messages that other Users have sent or received.

If you have the Audit User Entitlement, you can run and view audit reports to see what actions users have taken on the system. There are two audit report functions. One report lists events associated with Administration and Check Services. The other audit report lists events associated with actions users take within Payments and Reporting.

The Account Transfer service makes moving funds between accounts secure and simple. The user will find processing Multi-Entry Transfers and defining Recurring Transfers as easy as completing a Quick Entry Transfer. The Loan Transfer options allow you to make loan payments or withdraw funds from your loan account.

The Balance Inquiry service gives you access to your most up-to-date account balances. You can use Balance Inquiry to view Current Available, Current Ledger, and Account Balances.

Use the Data Import function to import files created with an accounting package to an ACH Database.

Use ACH Validator to import NACHA files directly into ACH batches. The ACH Validator function verifies that the NACHA format output of your accounting package is in the correct NACHA format.

You can use the Stop Payment function to place or cancel a stop payment request against one or more checks. If available, you can place or cancel stop payment actions against a range of checks.

The Positive Pay module lets you prevent check fraud by examining questionable checks online and then determining whether each check should be paid or returned.